Tax Planning — How Our Firm Helps You Save More, Legally

Tax planning is not just about filing returns — it is about structuring your finances smartly so you pay only the tax you are legally required to, not a rupee more. With changing tax laws, multiple deductions, exemptions, and compliance requirements, professional guidance can make a significant difference to your savings and peace of mind.

At Mohan Agrawal & Co., we provide strategic, ethical, and fully compliant tax planning solutions tailored to individuals, professionals, and businesses.

What Is Tax Planning?

Tax planning is the process of analyzing your financial situation to:

• Reduce tax liability legally

• Maximize deductions and exemptions

• Optimize investments

• Avoid penalties and notices

• Improve long-term financial outcomes

Proper planning ensures your money works for you — not against you.

Why Tax Planning Matters

Many taxpayers either overpay taxes due to lack of awareness or face penalties due to improper planning.

Effective tax planning helps you:

• Increase take-home income

• Improve cash flow

• Plan investments wisely

• Prepare for future financial goals

• Ensure full compliance with tax laws

• Avoid last-minute stress at year-end

Our Tax Planning Approach

We follow a structured, client-first methodology:

1. Understanding Your Financial Profile

We analyze your income sources, investments, expenses, and future plans.

2. Evaluating Applicable Tax Regime

We compare the old and new tax regimes to determine the most beneficial option for you.

3. Identifying Tax-Saving Opportunities

Our team identifies all eligible deductions, exemptions, and reliefs available under the law.

4. Customized Tax Strategy

We design a personalized tax plan aligned with your financial goals.

5. Implementation & Monitoring

We guide you on investments, documentation, and compliance throughout the year.

6. Return Filing & Ongoing Support

We ensure accurate filing and provide assistance in case of notices or queries.

How Our Firm Can Help

For Individuals & Salaried Professionals

• Tax optimization under both tax regimes

• Guidance on deductions (80C, 80D, etc.)

• Capital gains planning

• Rental income taxation

• HRA optimization

• Investment planning for tax efficiency

For Business Owners & Professionals

• Business income tax planning

• Expense structuring and deductions

• Presumptive taxation guidance

• Partnership and proprietorship tax strategies

• Cash flow optimization

• Advance tax planning

For Companies & Startups

• Corporate tax planning

• MAT implications and optimization

• Dividend taxation strategies

• Compliance management

• Structuring for growth and investment

• Advisory on tax-efficient business decisions

Compliance Without Compromise

Our firm follows a strict policy of:

• Ethical tax practices

• Full legal compliance

• Transparent advisory

• Confidential handling of financial data

We do not promote aggressive or risky schemes — only sustainable, lawful tax savings.

Benefits of Working With Us

Personalized solutions, not generic advice

Expertise in latest tax laws and updates

Year-round support, not just during filing season

Quick response and professional guidance

Peace of mind knowing your taxes are handled correctly

Start Planning Today

The best tax savings come from planning early — not at the last moment.

Let our experts help you build a smart, compliant tax strategy that protects your wealth and supports your financial goals.

Contact us today for a consultation.